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While filing bankruptcy in the first place may not have been because you spent too much, saving money after filing is perhaps the best decision you can make. While it may seem obvious that overspending after a bankruptcy is unwise, many make the mistake of falling into old buying habits […]

When seeking trusted counsel, experience is everything. Since 1991, Banker’s Hill Law Firm has successfully maintained the highest level of legal representation throughout San Diego and all of Southern California. Our seasoned attorneys win cases for clients in the areas of personal injury, immigration law, bankruptcy, and family law. Personal […]

Many Christians face the dilemma of whether or not bankruptcy is a sin. Ever since bankruptcy filing began, this debate has been going on in the church. One thing is for sure, the topic is taboo and is rarely spoken about in social circles. In the past, most Americans would […]

The financial crisis or the economic downturn of 2008 saw not only the bottom fall out of the real estate market but the high-interest rates also had its impact on the creditworthiness of several other people outside the housing loan / mortgage finance segment. Personal debts also increased multi-fold with […]

Money that you’ve earned is better off in your pocket. A qualified bankruptcy attorney can turn a horrible word like bankruptcy into a breath of fresh air for your financial woes. Remember that filing isn’t necessarily a bad thing for people who need it, as the process was created to […]

Debt restructuring is used by businesses as an attempt for recovery from high debts. This useful tool adjusts the way payments are made on debts. Restructuring the debts may also include adjusting interest rates and changing the length of grace periods. People choose to have their businesses go through this […]

When it comes to declaring bankruptcy in order to avoid paying off government student loans, borrowers must prove that continuing to pay a loan would cause undue hardship. In the 11th Circuit, we have what is commonly known as the Brunner Test. Outside of the Bankruptcy Courts, an individual may […]

Financial hardships can force you to declare bankruptcy as an easier way of working around them. However, it is a process that can be very complicated and you will need the assistance of a bankruptcy lawyer to file and do everything right. Generally there are commercial bankruptcy attorneys that help […]

People across the nation are facing some unprecedented financial challenges and a severely depressed job market. In the current economy, more and more people are finding themselves burdened with large amounts of debts. These may include credit card debts, the mortgage on your home, or overdue student loans. One way […]

The word “bankruptcy” tends to strike fear into our hearts, especially if we’re going through financial trouble. But most people can’t see themselves ever filing for bankruptcy. The process seems like it’s made for failing businesses, government bodies, and other organizations. But personal bankruptcy laws exist to protect citizens who […]